INSURANCE HELP IN MIAMI
ENGLISH & ESPAÑOL
Select a product to compare options:
AffordableHealth Insurance
Find health coverage for you and your family. Compare ACA Marketplace (Obamacare) plans and check whether you qualify for premium tax credits based on your income.
Get StartedEasy And Supportive
Javi's Insurance Services helps individuals and families in Miami and across Florida and Texas compare coverage options with licensed, bilingual agents.
Licensed States
Bilingual Support
Office Hours
Insurance
Made Simple
Finding the right plan doesn't have to be complicated. Our licensed agents help you compare options and choose with confidence.
Obamacare
Marketplace health plans for individuals and families. Premium tax credits may lower your monthly cost depending on income and household size.
- Premium Tax Credits Based on Income
- Preexisting Conditions Covered
- Preventive Care Included
- Prescription Drug Coverage
Your Insurance Partner in Miami
We're more than insurance agents. We're your advocates, helping you understand your options and protect your family.
Independent Agency
We are not an insurance company. We compare options from multiple carriers so you can weigh coverage and cost.
Licensed Agents
Our agents are licensed in Florida and Texas and complete the continuing education their licenses require.
No Extra Cost to You
Carriers pay our commission. You pay the same premium as going direct to the insurer.
Year Round Support
Questions about your coverage? Need to make changes? We're here for you long after you enroll.
Meet Javi's Insurance
Javi's Insurance Services is an independent insurance agency based in Miami, Florida, and licensed in Florida and Texas. We help individuals, families, and small businesses compare plans from multiple carriers and enroll with confidence.
We are not an insurance company. We work for you, comparing options across carriers so you can weigh coverage and cost. There is no extra charge to work with us, and our bilingual team is here for you in English or Spanish, long after you enroll.
- Independent agencyWe work for you, not the carriers
- Licensed in Florida & TexasFully licensed and certified agents
- English & SpanishBilingual team and website
- Miami basedServing Florida and Texas
How We Help You
Getting the right coverage shouldn't be complicated. Our streamlined process makes it easy.
Initial Conversation
Speak with a licensed agent who will understand your needs and answer your questions.
Plan Comparison
We compare plans from multiple carriers so you can weigh coverage and cost side by side.
Easy Application
We handle all the paperwork and guide you through the simple enrollment process.
Ongoing Support
Questions about your coverage? We're here year round to help with claims and changes.
Frequently Asked Questions
Can't find the answer you're looking for? Our licensed agents are standing by to help you navigate your options.
We're an independent insurance agency, not an insurance company. We work for you, comparing plans from multiple carriers so you can weigh coverage and cost before you choose.
No. Insurance carriers pay us a commission when you enroll through us, and you pay the same premium as going direct. Our guidance and year-round support come at no extra cost to you.
Absolutely. All our agents are fully licensed, certified, and undergo continuous training. We're licensed in Florida and Texas.
Yes. We help individuals and families under 65 with ACA (Obamacare) Marketplace plans, and we help people who are eligible for Medicare understand Medicare Advantage, Medicare Supplement and Part D options.
ACA Open Enrollment on HealthCare.gov generally runs November 1 to January 15, and Medicare Annual Enrollment runs October 15 to December 7. Certain life events, such as moving, getting married, or losing other coverage, may qualify you for a Special Enrollment Period. Confirm current dates at HealthCare.gov or Medicare.gov.
No! Under the Affordable Care Act (Obamacare) and standard Medicare enrollments, you cannot be denied coverage or charged more based on preexisting conditions, and no medical exam is required to enroll.
Have Questions?
Talk to a Licensed Agent
Compare coverage options with a bilingual, licensed agent in Miami.
Ready to Get Started?
Have questions about insurance coverage? Our licensed, bilingual agents are here to help you compare options.
Call Us Directly
(305) 390-8679Monday to Friday 9:00 AM to 6:00 PM, Saturday 10:00 AM to 2:00 PM, Sunday closed
Licensed Agents
Licensed in Florida and Texas
Get in Touch
Fill out the form and we'll contact you within 24 hours.