Last updated: July 13, 2026
These Terms of Service (the "Terms") govern your access to and use of the website and services offered by Javi's Insurance Services ("we," "us," or "our"). Please read these Terms carefully before using our website. By using this site, you acknowledge that you have read, understood, and agree to be bound by the Terms set out below.
By accessing or using this website, you agree to be bound by these Terms and by all applicable laws and regulations. If you do not agree with any part of these Terms, you must not access or use this website.
We reserve the right to modify these Terms at any time. Your continued use of the website following the posting of any changes constitutes your acceptance of those changes.
Javi's Insurance Services is a licensed independent insurance agency. We help individuals and families compare and enroll in health, Medicare, Medicaid, ACA/Marketplace, dental, vision, auto, home, and commercial insurance products.
Our assistance is free to you. As a licensed agency, we are compensated by the insurance carriers when you enroll in a plan, and you pay the same rates as you would by going directly to the carrier or to a government program. Using our services does not add any cost to your premium.
We do not buy, sell, or trade sales leads, and we do not operate an affiliate lead-generation program. The information you provide to us is used solely to help you review your insurance options and to service your inquiry.
We are not affiliated with, connected to, or endorsed by any federal, state, or local government agency, including but not limited to HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), Medicare, or Medicaid.
Any references to government programs are provided for informational purposes only. For official information about government programs, please contact the applicable agency directly.
By submitting a form on our website and opting in, you consent to be contacted by Javi's Insurance Services by phone, email, and SMS/text message regarding your inquiry, quote request, or existing coverage. This may include calls or messages placed using automated technology.
Message frequency varies. Message and data rates may apply. You can reply STOP at any time to opt out of text messages, or reply HELP for assistance. Your consent to receive marketing or informational messages is not a condition of purchasing any product or service.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You must be at least 18 years of age to use this website and to request quotes or enrollment assistance.
You agree to provide accurate, current, and complete information when you contact us or submit a form. Providing inaccurate information may affect your eligibility for coverage or the accuracy of any quote we provide.
All content on this website, including text, graphics, logos, images, and design, is the property of Javi's Insurance Services or its licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, or create derivative works from any content on this website without our prior written permission.
The content on this website is provided for general informational purposes only and is not a complete description of the benefits, terms, conditions, exclusions, or limitations of any insurance plan.
Plans, pricing, and availability vary by state, age, and other factors, and are subject to change. Nothing on this website constitutes an offer of coverage or a guarantee of eligibility.
For advice tailored to your individual situation, please consult one of our licensed agents. Only the official plan documents issued by the insurance carrier govern the actual terms of your coverage.
Our website may contain links to third-party websites, such as HealthCare.gov, and may use third-party tools and services, including an embedded LeadConnector chat widget.
We do not control and are not responsible for the content, privacy practices, or availability of any third-party sites or services. Accessing third-party websites or using third-party tools is done at your own risk and subject to their own terms and policies.
This website and our services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.
To the fullest extent permitted by law, Javi's Insurance Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website or our services.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
Any dispute arising out of or relating to these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts located in the State of Florida.
We may update or revise these Terms from time to time to reflect changes in our services, technology, or applicable law.
When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the website after any changes take effect constitutes your acceptance of the revised Terms.
If you have any questions about these Terms, please contact us. Javi's Insurance Services is licensed in Florida and Texas.
Address: 12518 SW 88th Street, Miami, FL 33186
Email: info@javisservices.com
Phone: (305) 390-8679
WhatsApp: (786) 689-8528